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Filing for bankruptcy can be difficult, but it has many advantages, particularly for individuals who have investment income in a 401K or IRA.

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Debts can erase any savings you have made for a child’s college education, however you can protect these funds in a couple of easy steps and filing for bankruptcy.

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Once a bankruptcy case is completed, a debtor will still need basic possessions and assets to move their life forward. Fortunately, the Bankruptcy Code recognizes these basic needs and provides a variety of property exemptions for debtors.

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